Main page content

Conservative Upgrader Fund

The Conservative Upgrader Fund (RELAX) is an active balanced approach that seeks growth and stability. With RELAX, you'll own an all-in-one portfolio of core stock funds and bond funds in one fund purchase.

Inception date

07/01/02

Invest directly or at major brokers

Minimum Investment

$1,000

No load
No redemption fee

Fund facts

Top holdings

as of 05/31/2022

Fidelity Real Estate Income
FRIFX
8.90
Vanguard Market Neutral
VMNFX
7.10
Pimco Trends Managed Fut I
PQTIX
6.20
Gabelli ABC
GADVX
6.00
PIMCO RAE Fundmntl Adv Plus
PFATX
6.00
Putnam Multi-Asset Abs Rtn Y
PDMYX
6.00
Permanent Portfolio
PRPFX
5.40
TRPrice Cap Appreciation I
TRAIX
5.40
iShrs S&P MidC 400 Val
IJJ
3.80
Invesco S&P 500 Eq Weight
RSP
3.60
View more
iShares Core High Dividend Eq
HDV
3.50
iShrs Select Div Idx
DVY
3.50
Invesco S&P 500 Low Volatility
SPLV
3.40
Invesco S&P500 Pure Val
RPV
3.40
Schwab US Large Cap Etf
SCHX
3.10
iShrs Barclays 0-5 Yr TIPS
STIP
2.80
PIMCO 1-5 Yr US TIPS
STPZ
2.80
SPDR S&P Dividend
SDY
2.80
WisdomTree LrgC Div
DLN
2.80
Hussman Strategic Total Return
HSTRX
2.50
Janus Henderson AAA CLO
JAAA
2.30
Osterweis Strategic Inc
OSTIX
2.30
AmBeacon SP Floating Rate Y
SPFYX
2.20
Gateway Fund Instl
GTEYX
2.20
Thompson Bond
THOPX
2.00
Cash
CASH
0.00

PORTFOLIO ALLOCATION

as of

% in portfolio

Core Equity
29.90
%
Balanced
12.50
%

FIXED INCOME

Low Volatility Equity
43.20
%
Short Term Bonds
7.90
%
Strategic Bonds
4.30
%
Floating Rate
2.20
%
Cash
0.00
%
Total
100.00
%

Fund holdings are subject to change at any time and are not recommendations to buy or sell any of the underlying funds. References to other mutual funds should not be considered an offer of these securities. Global allocation is based on the most recent data available from Morningstar.

This chart illustrates the performance of a hypothetical $10,000 investment made in the Fund for the period ending 05/31/2022. It assumes reinvestment of dividends and capital gains, but does not reflect the effect of any applicable sales charge or redemption fees. This chart does not imply any future performance.

Month End
Performance % to 05/31/2022 1 Mo YTD 1 Yr
RELAX 0.26 -8.49 -5.88
Mnst GlbMkt Lrg-Mid 0.04 -12.82 -7.11
Balanced Index (60% S&P 500 / 40% Barc Agg Bond) 0.87 -8.32 -3.10
Gross expense ratio 1.90%
Net expense ratio 1.90%

(includes underlying fund expenses) 

 

Quarter End
Performance % to 03/31/2022 1 Yr 5 Yrs 10 Yrs Annualized Cumulative
RELAX 2.62 7.83 7.59 6.93 275.78
Mnst GlbMkt Lrg-Mid 6.79 11.52 10.01 8.61 411.29
Balanced Index (60% S&P 500 / 40% Barc Agg Bond) 6.06 9.48 9.43 8.77 425.77
Gross expense ratio 1.90%
Net expense ratio 1.90%

(includes underlying fund expenses) 

 

Top holdings

as of 05/31/2022

Fidelity Real Estate Income
FRIFX
8.90
Vanguard Market Neutral
VMNFX
7.10
Pimco Trends Managed Fut I
PQTIX
6.20
Gabelli ABC
GADVX
6.00
PIMCO RAE Fundmntl Adv Plus
PFATX
6.00
Putnam Multi-Asset Abs Rtn Y
PDMYX
6.00
Permanent Portfolio
PRPFX
5.40
TRPrice Cap Appreciation I
TRAIX
5.40
iShrs S&P MidC 400 Val
IJJ
3.80
Invesco S&P 500 Eq Weight
RSP
3.60
iShares Core High Dividend Eq
HDV
3.50
iShrs Select Div Idx
DVY
3.50
Invesco S&P 500 Low Volatility
SPLV
3.40
Invesco S&P500 Pure Val
RPV
3.40
Schwab US Large Cap Etf
SCHX
3.10
iShrs Barclays 0-5 Yr TIPS
STIP
2.80
PIMCO 1-5 Yr US TIPS
STPZ
2.80
SPDR S&P Dividend
SDY
2.80
WisdomTree LrgC Div
DLN
2.80
Hussman Strategic Total Return
HSTRX
2.50
Janus Henderson AAA CLO
JAAA
2.30
Osterweis Strategic Inc
OSTIX
2.30
AmBeacon SP Floating Rate Y
SPFYX
2.20
Gateway Fund Instl
GTEYX
2.20
Thompson Bond
THOPX
2.00
Cash
CASH
0.00

Fund holdings are subject to change at any time and are not recommendations to buy or sell any of the underlying funds. References to other mutual funds should not be considered an offer of these securities. Global allocation is based on the most recent data available from Morningstar.

Portfolio Allocation

PORTFOLIO ALLOCATION

as of

% in portfolio

Core Equity
29.90
%
Balanced
12.50
%

FIXED INCOME

Low Volatility Equity
43.20
%
Short Term Bonds
7.90
%
Strategic Bonds
4.30
%
Floating Rate
2.20
%
Cash
0.00
%
Total
100.00
%
Month End
Performance % to 05/31/2022 1 Mo YTD 1 Yr
RELAX 0.26 -8.49 -5.88
Mnst GlbMkt Lrg-Mid 0.04 -12.82 -7.11
Balanced Index (60% S&P 500 / 40% Barc Agg Bond) 0.87 -8.32 -3.10
Gross expense ratio 1.90%
Net expense ratio 1.90%

(includes underlying fund expenses) 

 

Quarter End
Performance % to 03/31/2022 1 Yr 5 Yrs 10 Yrs Annualized Cumulative
RELAX 2.62 7.83 7.59 6.93 275.78
Mnst GlbMkt Lrg-Mid 6.79 11.52 10.01 8.61 411.29
Balanced Index (60% S&P 500 / 40% Barc Agg Bond) 6.06 9.48 9.43 8.77 425.77
Gross expense ratio 1.90%
Net expense ratio 1.90%

(includes underlying fund expenses) 

 

Performance data quoted represents past performance; past performance does not guarantee future results. The investment return and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance of the fund may be lower or higher than the performance quoted. For Performance data current to the most recent month end, please call 866-455-3863. Returns shown are cumulative, unless otherwise noted.

The Morningstar Global Market Large-Mid Cap Index measures the performance of developed and emerging countries across the world, targeting the top 90% of stocks by market capitalization. The S&P 500 Index is a broad based unmanaged index of 500 U.S. stocks, which is widely recognized as representative of the U.S. equity market. The Bloomberg US Aggregate Bond Index is a market-capitalization-weighted index of investment-grade fixed-rate debt issues, including government, corporate, asset-backed, and mortgage-backed securities, with maturities of at least one year. You cannot invest directly in an index.

How to Invest

Available at Charles Schwab, Fidelity, Etrade, TD Ameritrade and Vanguard.
Minimum investment: $1,000